Company DescriptionBenefits of working at Together26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidaysFree access to company holiday homesBuy & sell holidaysDiscretionary annual bonus plus an additional Shared Reward BonusMatched pension contributionHealth cash plan plus Private medical insuranceLife assurance and Critical illness coverTravel season ticket loans and Ride to work schemeFree local gym accessLocal bar / restaurant discounts–––––––––––––Company Description We’re Together. For over 50 years, we’ve helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans.We take the time to understand our customers and our door is always open, so we can often help when other lenders can’t or won’t. Based in Cheadle, Cheshire, our 750 colleagues help our customers throughout the UK, backed by the power of a £7 billion loan book. Job DescriptionAs a Mortgage Collections Specialist, you will be providing high quality support to our customers. Your aim will be to understand a customer's circumstance and offer the appropriate sustainable support for customers in financial difficulties or are experiencing in-life vulnerabilities. You will be dealing with inbound and outbound enquiries from customers in all stages of arrears.As a Mortgage Collections Specialist, we are looking for someone to:Deal with inbound and outbound telephone calls from customers relating to early and/or late stage arrears on regulated and unregulated accountsListen and question and understand the root cause of a customer's financial situation and work with the customer to find their needsResolve customer enquiries to completion, aiming for first contact resolution where appropriate. Identify and attempt to resolve potential customer complaintsUnderstand the needs of vulnerable customers and arrange the appropriate type of support, including signposting to organisations who can helpQualificationsEssential:Collections experience within the Mortgage industryCollections experience in a regulated industryExperience of the whole collections journey - from early arrears to late arrears collectingExceptional Customer Service and communication skills, with a commitment to minimising customer effortAn excellent understanding of what a good customer outcomes looks like An empathetic approach to customers through active listening and effective questioningExcellent attention to detailAbility to work under pressureIf you feel you have some of the skills mentioned above, but not all, please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role.Additional InformationTogether embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don’t hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.