Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 23,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden. Consumer FP&A Manager/Lead Location: UK (hybrid) Team: Consumer Private Medical & Protection Insurance Contract: Permanent, full-time About the role We are looking for a commercially minded FP&A Manager to support Howden’s Consumer Private Medical & Protection business. The division has grown 214% over the last two years, and this role sits at the centre of how we plan, trade, and invest for the next phase. Reporting to the divisional Head of FP&A, you will also partner directly with the Consumer MD and Directors - turning insightful analysis into clear recommendations and action. It is a visible role with genuine scope to progress within Howden Group. What you will do Responsible for delivering robust FP&A to the Consumer division, including month-end performance reviews, quarterly reforecasts, and annual budgeting. Provide clarity on performance and actionable insights through analysis of KPIs, both on an ad-hoc basis and presenting in monthly trading reviews. Partner with the Consumer senior leadership team to deliver our growth plans. Work with cross-functional teams to continuously improve data and reporting automation. Support the successful integration of any strategic business/product acquisitions from a financial perspective. What are we looking for? Solid FP&A and business partnering background (insurance or financial services helpful). Comfortable moving from the P&L to the underlying drivers; able to simplify complexity for senior stakeholders. Strong financial modelling and Excel skills; confident using data visualisation tools (Power BI), experience using Anaplan desirable. Clear, concise communicator who can challenge constructively and land a recommendation. Able to manage conflicting demands, prioritising own time to deliver high quality work to tight deadlines. Qualified accountant (ACA/ACCA/CIMA) What do we offer in return? A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*. If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. *Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more. Permanent Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we're a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us – the people who work in the business – supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that's embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They’re invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.