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Overview of the Department/Section Corporate Banking Department (London) is a front office function responsible for business development of customers located in United Kingdom and other demarcated countries in EMEA of which their ultimate parents are Japanese Corporates. Corporate Banking Department (London) is in charge of overall customer relationships and covers the following tasks. Achieving BSC Profit Target assigned to the Department Acquire our profit by offering MUFG products and serviced to clients, through the collaboration with the Primary Offices. Discover the seeds of future profits and monetize them with Product Offices’ support Maximize our profit through the close communications with MUFG affiliates within/outside the region Strategy Planning Building up Short-term and Mid-Long term account strategies on customers and execute them in due course Support Head of Japanese Corporate Banking Division for EMEA on developing Division’s strategy planning Customer Centric Always improve Department’s customer base through necessary customer replacements Contribute MUFG wide business expansion for our customers Offer and introduce new products and services for future profits Credit Control Create high leveled credit / borrower rating applications through prudent and accurate credit analysis Analyze Department’s credit portfolio and report to the management Compliance and Risk Ownership Lead the Department in building up adequate Risk Ownership framework Follow Compliance related rules MUFG Contribution Contribute profit increases at other MUFG offices Support and enhance better management/controls at other MUFG offices within the region Number of Direct Reports N/A Main Purpose of the Role Specifically have accountability for the following named department: Corporate Banking Department (London) As Relationship Manager, accomplish the above mentioned tasks which the department covers Contribute to credit analyst team’s workflows and activities through the monitoring of an assigned portfolio and the delivery of high quality credit and borrower rating applications. Select and gather the latest and timely information related to the focused industries. Report and provide the information gathered to JCBD for EMEA through the reports, and call memos etc. Key Responsibilities Accountable and responsible for taking appropriate action with respect to the Company’s and Corporate Banking Department (London) , including: 1) Planning and Strategy Development Responsible for effectively managing a client portfolio to meet commercial and risk goals Responsible for collaborating with Product Partners to effectively identify solutions that meet client needs Responsible for partnering with Credit and Compliance stakeholders to meet internal requirements Responsible for assisting the Head of Corporate Banking Department (London) with origination and strategic business development activities Responsible for regularly sharing information and ideas with other MUFG international branches Responsible for developing a strong understanding of MUFG’s credit policy and operational procedures Responsible for undertaking ongoing training and development to build skills and knowledge 2) Risk Management As Relationship Manager, responsible for monitoring, and taking action further to your delegated authority in respect of, the risk being run across Corporate Banking Department (London). Responsible for managing all relevant risks (including, but not limited to, market, credit, operational and conduct risks) within the firm’s risk appetite including through the use and continued development of market-leading risk management models and monitoring tools. Responsible for conduct business in line with internal policies and procedures as well as regulatory requirements. Ensure that the Global Governance Standards are supported by appropriate and effective compliance policies and procedures that are applied consistently across the Corporate Banking Department (London). Responsible for ensuring that the Corporate Banking Department (London) supplying information for risk and financial reporting is well managed and, within the policies established by the Company and Operating Entity's, Boards and appropriate committees. 3) Regulatory Compliance, Affairs and Change Manage the following matters with respect to internal systems and procedures, appropriate for above departments. Being accountable for evaluating, approving and establishing where necessary, appropriate operational and IT systems and controls to enable the Corporate Banking Department (London) function to conduct its business in accordance with agreed business plans within the International Business 4) Controls and Compliance Responsible for ensuring the Company’s compliance with internal risk and compliance requirements, controls and procedures. Overseeing that the above departments maintain systems and controls commensurate to its business and in line with regulatory requirements; Personally, following all relevant policies and procedures, and ensuring team members also follow policy and procedures. 5) Relationship with other functions and stakeholders Maintain and enhance good working relationships with stakeholders, across the region and globally to share best practices, provide support and develop effective local policies and procedures appropriate to the Company, and working in support of the One MUFG and overall Group strategy. Demonstrate ownership and manage process of all aspects related to customer transactions including but not limited to business promotion, credit analysis/monitoring, operation and risk management. 6) Credit analysis and control Perform submission of credit and borrower rating applications as well as other monthly and quarterly reports as directed in line with the Bank’s global rules on a timely manner. Provide high quality credit analysis and monitoring for the assigned customers along with the specific sector/industry analysis in order to submit applications and relevant reports. Provide overall engagement associated with credit transactions to deliver JCBD’s business objectives. Collaborate with other branches/offices, primary offices and credit division to deliver the transaction to meet the customers’ needs. Undertake and support various credit related tasks as directed by the Department Head, team leader of credit analyst team as well as the senior management. Work proactively to develop technical skills and industry knowledge related to role, as well as to obtain good understanding of Bank’s global policies and JCBD/EMEA specific policies and procedures. Deliver added value and impacts to customers through direct/indirect interaction. 7) Research activities and business promotion Establish relation network with local companies including consulting firms and public institutions. Gather information from the network above and acquire the latest and valuable information. Visit clients and share memo of the meeting. Create and provide reports or supporting documents. Hold seminars or study sessions for our staffs or our clients. Work Experience Essential: Abundant work experience in Japanese Corporate Banking business Working within a multicultural working environment Deep knowledge in wide range of banking products/services Experience in Research Function (writing reports, creating presentation and discussion with clients are must) Work experience in Japanese Commercial bank Sort of experience in financial analysis and/or banking business. Experience in credit analysis and/or in a front office function is desirable Skills and Experience Functional / Technical Competencies: Excellent understanding of a broad spectrum of banking business and other financing businesses, both in the global and regional market. Fluent English and Japanese language skills, both written and oral. Good working knowledge of Japanese business culture or experience of adapting to and working with different culture. Well-developed communication skill and human network are necessary for this position. Ability to negotiate and settle issues with head offices in Tokyo, other regions and branches and maintain good internal relationships. Well-developed negotiation, persuasion and influencing skills. Good team worker and ability to prioritise and drive deadlines. Sound knowledge of corporate finance and skills in business analysis. Skills to read and comprehend the corporate financial situation based on financial reports Understanding of MUFG credit processes and procedures (or similar experience in another organization) Practical experience of preparing credit and borrower rating applications preferred Highly numerate with a good attention to detail, strong customer focus and sound organizational skills Ability manage various tasks and work towards tight deadlines Sounds knowledge of word, excel, and PowerPoint Education / Qualifications: Degree Level and/or relevant industry expertise CFA, accounting related degree or qualification is a big plus Personal Requirements Excellent communication skills Good understanding of Japanese working culture and its demand Accountability for outputs A proactive, motivated approach. The ability to operate with urgency and priorities work accordingly A structured and logical approach to work Strong problem-solving skills Strong customer focus A creative and innovative approach to work Excellent interpersonal and communication skills The ability to manage large workloads and tight deadlines Excellent attention to detail and accuracy A calm approach, with the ability to perform well in a pressurized environment Strong numerical skills Excellent Microsoft Office skills (particularly Excel, PowerPoint, Word) Team Player We are open to considering flexible working requests in line with organisational requirements. MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership. We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law. At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them! Our Culture Principles Client Centric People Focused Listen Up. Speak Up. 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