Salary: From £30,000, depending on experience VF Corporation has a brilliant opportunity for a new Credit Risk Analyst to join our EMEA Credit and Finance team in Calverton, Nottinghamshire, working on a hybrid basis! VF is a global fashion and apparel company connecting people to the lifestyles they cherish through our family of iconic brands. At the heart of our journey lies our purpose: We power movements of sustainable and active lifestyles for the betterment of people and our planet. This is our purpose. It's the reason we come to work every day. Our purpose unites us and leads us to pursue our goals, together. This is our calling. Let's talk about the role! As the Credit Risk Analyst, your primary objective is to assess and manage credit risks across our EMEA customer portfolio, by examining financial data for new and existing customers seeking to expand and develop their accounts The role involves devising credit scoring models, analysing economic trends and collaborating with various departments all across the EMEA region. Furthermore, the Credit Risk Analyst will generate risk-related reports, oversee credit limits and present their insights to management, thereby enhancing successful risk strategies and ensuring business security and stability. How You Will Make a Difference: Your responsibilities will include a variety of the following duties on a daily, weekly and monthly basis: Analysing customer financial accounts and approving credit limits and payment terms, to minimize risk as well as generate future sales and develop long-standing, profitable relationships with the new customer base Maintain a detailed overview of customer master data and relevant risks, adhering to company policies and legal requirements when managing data systems Monitor macro and micro economic data and trends in order to anticipate risks Provide detailed and up to date reports and data to senior management with commentary, supporting strategic business decisions regarding credit risk policies and scoring models Act as a key point of contact with credit rating agencies, collaborating with cross-functional teams and providing risk-related training to relevant departments Participate in risk-based meetings and preparing/presenting credit risk reports to senior management, highlighting key risk indicators and areas of concern or opportunity for improvement. Skills for Success The successful candidate for the position will possess several the following key attributes and skill sets: A background in a credit-related function, risk management, finance, accounting and/or an analytical role A degree or higher education/ qualification in a related field (maths, business administration, finance, accounting etc.), could be beneficial but not essential Excellent communication skills in both written and verbal English communication, with the ability to build strong working relationships and present in an effective and influential manner A working knowledge of analytical tools, Microsoft Office applications, Excel, VBA or Power BI A comprehensive understanding of financial statements including Balance Sheet, Profit & Loss Statement and Cash Flow Statements Strong stakeholder management skills, an analytical mind set with a focus on accuracy and attention to detail Excellent negotiation and influencing skills Adaptability, lateral thinking, a proactive approach What’s in it For You We’re in the business of unleashing human potential, driven by the ideas, energy and commitment of our people. That’s why we offer comprehensive benefits that encourage mental, physical and financial well-being for all VF associates. When it comes to benefits, we’re the total package: A supportive feedback-based culture where respect and integrity guide us in what we do An inclusive international environment where people of diverse backgrounds, lifestyles and nationalities love working together Being part of an iconic lifestyle brand in a multi brand, multi countries organization 50% employee discount on all VF brands both in store and online Subsidised canteen and break out areas offering complimentary hot drinks Health Shield membership and access to numerous health and wellbeing initiatives Employee Assistance Program, offering access to free services such as Mental Health and wellbeing support as well as legal and financial advice. 25 days holiday (plus bank holidays) rising to 29 with length of service and your birthday off 12% contributory smart pension scheme (8% on us, 4% from you) Cycle to work scheme Free secure onsite parking and discounts with local public transport Free to Be, Inclusion & Diversity As a purpose-led, performance driven company, we strive to foster a culture of belonging based on respect, connection, openness and authenticity. We are committed to building and maintaining a workplace that celebrates the diversity of our associates, allowing them to bring their authentic selves to work every day. As an equal opportunity and affirmative action employer, VF is committed to support disadvantaged groups whilst providing equal opportunities for both VF associates and applicants alike. We have one question…are you in? R-20251024-0023 VF Corporation outfits consumers around the world with its diverse portfolio of iconic lifestyle brands, including Vans®, The North Face®, Timberland®, and Dickies®. Founded in 1899, VF is one of the world's largest apparel, footwear and accessories companies with socially and environmentally responsible operations spanning numerous geographies, product categories and distribution channels. VF is committed to delivering innovative products to consumers and creating long-term value for its customers and shareholders. VF Vision Statement VF is committed to creating an inclusive environment that welcomes and values the differences among all of our associates, customers, suppliers and the communities in which we live and conduct business. The continued success and growth of VF is enhanced through initiatives that promote inclusion throughout VF around the world.VF is an equal opportunity employer. VF provides equal employment and advancement opportunities to all qualified individuals. VF bases employment decisions on skills, qualifications, and abilities. To learn more, read our Equal Opportunity Employment Policy here. VF is committed to meeting the diverse needs of people with disabilities in a timely manner that is consistent with the principles of independence, dignity, integration and equality of opportunity, and will do so by striving to identify, prevent and remove barriers to accessibility wherever possible as well as by meeting the accessibility requirements under the ADA, AODA, and other applicable state, local or provincial regulations. VF is committed to digital accessibility, and to conforming to the Web Content Accessibility Guidelines (WCAG) 2.1, Level AA and complying with the ADA and AODA Standards for Accessible Design, and other applicable regulations. If you need an accommodation or have any questions regarding this statement, please send your request to PeopleServices@vfc.com.