E

Commercial Underwriter I

EMC Insurance Companies
Full-time
On-site
Great Sankey

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together. **Candidates that exceed the minimum qualifications may be considered for a higher level position.** **This position can be performed remotely for candidates who reside in Oregon, Idaho, Montana, or Washington.** Essential Functions: Completes underwriting trainings and learning courses. Shadows experienced underwriters to learn company and branch risk appetite and gain experience in developing agency relationships. Consults experienced underwriters to ask questions and gain understanding in underwriting best practices. Supports underwriting team by completing tasks, such as reviewing endorsements within authority limit and analyzing assigned new and renewal accounts. Under close supervision, evaluates basic accounts for risk selection and pricing purposes within limited authority. Analyzes exposure, company and branch risk appetite, account premium and loss history, financial data, line(s) of business, price guidance, motor vehicle records, online sources of information, reports from premium audit or risk improvement and other relevant information to underwrite policies. Maintains proper file documentation in connection with accounts. Communicates with agents and provides updates on accounts. Collaborates with marketing representatives to learn about providing agents with good customer experiences, responsiveness, and ensuring they select EMC as their insurer of choice. Education & Experience: Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience Insurance designations, such as CPCU preferred Knowledge, Skills & Abilities: Basic knowledge of underwriting and risk analysis preferred Good problem-solving skills and the ability to make sound decisions Strong customer service skills Ability to work effectively with others, as well as independently Ability to maintain high standards of professional competence Good computer skills, including knowledge of Microsoft Office and social media Ability to work on multiple projects while meeting deadlines Good written and verbal communication skills The hiring salary range for this position will vary based on geographic location, falling within either of the following: $50,073 - $68,995 or $55,191 - $76,061 A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs. For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers. Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws. All of our locations are tobacco free including in company vehicles. Why should you choose to apply for a position at EMC? We can give you plenty of reasons why EMC is a great place to work: More than 105 years of financial strength and stability Named a five-star insurance carrier by Insurance Business America Two-time recipient of the Best Practices Award of Excellence from the Independent Agents & Brokers of America Multiple locations recognized as Top Workplaces based solely on team member feedback Corporate culture that engages and empowers team members to achieve their best Outstanding benefits with life, medical, dental, vision and prescription drug coverage Competitive paid time off plan and a full day of volunteer time off annually Financial incentives, including a 401(k) plan match, pension plan, OneEMC bonus plan and recognition and anniversary awards Professional development and growth opportunities, including tuition reimbursement Wellness initiatives to improve team member well-being and reduce health insurance costs Flexibility to dress for your day and opportunities for alternative work arrangements EMC complies with labor law requirements. View the federal and e-verify labor law posters. California Residents - California Consumer Privacy Notice: (EMCC) – California Consumer Privacy Notice (EMCNL) - California Consumer Privacy Notice

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