Please note, this site is only for external candidate applications. If you currently work for Lloyds Banking Group please apply via the internal career site. Please note: In order to complete an apprenticeship there needs to be a significant learning need. You need to consider your previous qualifications or significant relevant work experience which may mean you cannot proceed with this application. End Date Wednesday 31 December 2025 We support flexible working – click here for more information on flexible working options Flexible Working Options Hybrid Working Job Description Summary Duration: 5 years Salary: £26,500 Location: Edinburgh Start: Early September 2026 Qualifications: MAcc Accountancy with Edinburgh Napier University. You’ll also become a Chartered Accountant with the Association of Chartered Certified Accountants (ACCA). Job Description Shape the numbers. Break the mould At Lloyds Banking Group, Finance is less about adding things up and more about making things happen. Big things. It’s the engine room that powers us. It’s strategy. It’s insight. It’s action. And if you’re one of our Accountancy apprentices, you’re not just along for the ride. You’re driving. From the moment you join, you’re in the thick of it - shaping decisions, driving change and helping us deliver for millions of customers. See the big picture Think of this as your 5 year all‑access pass to the inner workings of the UK’s biggest bank. You’ll rotate through different teams - in Finance and beyond - to see every angle of how we run the show. You could be: Keeping us on track in Core Finance with monthly reporting, budgeting and forecasting. Spotting the fine print in Audit & Assurance so nothing slips through the cracks. Being our safety net in Risk & Governance. Plotting the big moves in Strategic Business Management. Steering the money in Taxation & Treasury. Or breaking out of Finance entirely - working with other business areas, getting closer to customers and seeing how we Help Britain Prosper. And you’ll collect stories, skills and lifelong friends along the way. Swap theory for action This isn’t “sit quietly and take notes” learning. This is “grab a seat at the table” learning. You'll be forecasting performance or producing key reports. Analysing risk, advising on investments, and solving complex problems alongside multi‑skilled teams of finance and tech experts. All while gaining a 360° view of how finance powers the Group. You’ll master how to create, verify and review accurate, timely financial information. And grow your soft skills like collaboration, communication and influencing (the good kind). Plus, you’ll get your hands on the kind of tech that makes old‑school spreadsheets look like cave paintings - data analytics platforms, next‑gen reporting tools and more. And because we’re big on backing talent, you’ll have plenty of chances to show what you can do - and surprise even yourself - early on. Your future, fully funded We’ll cover the cost of your degree and pay you a salary while you learn, giving you the opportunity to earn a fully funded master’s degree in accountancy and become a Chartered Accountant. By the end, you won’t just understand Finance. You’ll have the skills, confidence and qualifications to take your career anywhere. Plus, a few extra letters after your name to show off. And because we know talent comes from everywhere, we welcome people from all backgrounds. Whatever your story, there’s a place for you here. Requirements What you’ll need You’ll need to be at least 18 years old by the end of February 2027 Nat 5 at grades A-C in both in Maths and English - Obtained 4 Highers at grades BBCC – one of these Highers will need to be Maths at grade B - These grades can be predicted, but any offer made to you will be conditional upon successful achievement of these qualifications To be eligible for this Graduate Apprenticeship, you must also meet the Scottish Government’s funding eligibility criteria which includes: Currently residing in Scotland Have lived in the UK for at least three years prior to the course start date Not already hold a qualification at the same or higher level than the one being offered Important information An additional requirement for the apprenticeship position is that you must currently possess a valid Right to Work in the UK. Your visa end date must extend beyond the duration of the apprenticeship programme, which will last up to five years. Due to Home Office requirements regarding Skilled Workers, we’re unable to accept applications for visa sponsorship for our apprenticeship roles as the proposed salary for the role does not meet the minimum threshold – if this situation applies to you, please consider looking for other vacancies which may be more suitable. Locations This apprenticeship is based in Edinburgh, and you will be expected to work from your primary office throughout the programme. While our hybrid working policy requires office attendance at least two days per week (40% for full-time colleagues), apprentices are expected to be in the office most days during the initial settling-in period. If your commute exceeds 1.5 hours, we strongly recommend relocating closer to the office to ensure consistent attendance in line with contractual and hybrid working expectations. About working for us Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need. Salary You will join us on a fixed apprenticeship salary. Upon successful completion of the apprenticeship, you will be re-graded, with your pay range consistent with the job family for your business area. We also offer a wide-ranging benefits package, which includes: A generous pension contribution of up to 15% An annual performance-related bonus Share schemes including free shares Benefits you can adapt to your lifestyle, such as discounted shopping 22 days’ holiday, with bank holidays on top A range of wellbeing initiatives and generous parental leave policies The closing date to apply for this opportunity is 31st December 2025 Our roles generate a lot of interest and occasionally we need close for applications earlier than originally advertised. If you think working with us could be right for you, please apply now and see where an apprenticeship with us can take you! If you have any queries regarding the recruitment process, please email lloydsbankinggroup@cappfinity.com and a member of our team will be happy to help. At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. Discover careers with real impact. As the largest digital bank in the UK, Lloyds Banking Group is helping redefine financial services, using the latest technologies to support our 30 million customers and meet our aim – to help Britain prosper. To achieve this, we need a broader range of skills and experiences than ever before. If you’re looking for a career with impact – and want to make a difference to customers, businesses and communities – we have a job for you. And the great news is you don’t need a degree to come and work with us. Our range of apprenticeship programmes will provide you with all the training and development, support and mentoring you need to learn about our industry and develop your strengths. And because we know that people do their best work when they feel happy and valued, we offer a friendly and inclusive working environment where everyone feels free to be themselves and share their ideas from day one. We’re looking for motivated, inquisitive school students who can bring their unique perspective to what we do and help drive our business forward. Whether you’re interested in building relationships with well-known clients, or developing the next generation of digital banking solutions, you can help us build the bank of the future. Should you need help or want to ask a question, please click here for more info Contact Us – Lloyds Banking Group Talent Learn about the Group and our culture and values on our talent website Home – Lloyds Banking Group Talent or visit our Instagram to keep up-to-date @LBGearlytalent For more Flexible Working Options please use the free text search, e.g. job sharing, variable hours, to identify relevant matches.