Risk Specialist

Job Summary:

We are seeking a highly organized and detail-oriented Risk Specialist to join our team in San Antonio, Texas. This critical role will be responsible for overseeing all aspects of the organization's risk management, with a strong focus on insurance procurement, compliance with contractual requirements, and the development of robust safety and operational risk mitigation programs. The ideal candidate will have the ability to multi-task and work in a fast-paced environment and possess a comprehensive understanding of commercial insurance lines, regulatory compliance (including OSHA), and effective claims management. 

Key Responsibilities:

• Insurance Program Management:
  • In collaboration with a risk management consultant, manage the end-to-end procurement process for all lines of commercial insurance, including Commercial General Liability, Umbrella, Employment Practices Liability (EPL), Errors & Omissions (E&O), Property & Casualty, Cyber, Workers' Compensation, Crime, and other relevant coverages.
  • Collaborate effectively with insurance brokers to timely obtain compliant certificates of insurance upon renewal and ensure ongoing compliance.
  • Oversee and facilitate all insurance-related audits.
• Contractual Compliance & Documentation:
  • Review all property management agreements, and commercial leases to meticulously identify and document specific insurance requirements.
  • Develop and maintain a comprehensive master list of all contractual insurance obligations and reporting requirements.
  • Verify that Vendor Compliance tools requirement aligns with existing property management agreements.
• Risk Mitigation & Policy Development:
  • Formulate, implement, and maintain corporate initiatives, policies, guidelines, and programs to effectively identify, control, prevent, and mitigate financial and operational risks.
  • Conduct regular risk assessments to identify potential exposures and recommend appropriate mitigation strategies.
  • Provide oversight for Standard Operating Procedures (SOPs) related to risk and safety.
  • Verify that Vendor Compliance tools requirements align with existing property management agreements.

 Qualifications:

• Bachelor's degree in Business Administration, Risk Management, Finance, or a related field.
• 5+ years of progressive experience in risk management, insurance, or a related compliance role, preferably within a real estate or property management environment.
•  Skilled at multitasking, communicating effectively, and driving tasks through to completion. 
• Demonstrated experience managing a comprehensive commercial insurance program, including working with brokers.
• Strong understanding of insurance policy structures, terms, and conditions.
• Proficiency in reviewing and interpreting legal documents such as leases, and property management agreements to extract insurance requirements.
• Familiarity with RealPage Vendor Credentialing (or similar vendor compliance platforms) and their insurance verification processes.
• Knowledge of OSHA regulations and experience developing and implementing workplace safety programs.
• Excellent organizational skills with a meticulous attention to detail for manual tracking and record-keeping.
• Strong analytical and problem-solving abilities.
• Exceptional communication (written and verbal) and interpersonal skills to collaborate with internal teams, external brokers, and vendors.
• Ability to work independently and manage multiple priorities in a fast-paced environment.
• Relevant professional certifications (e.g., ARM, CPCU) are a plus.