Financial Crime Analyst

Our Mission and who we are ‘To be the world’s most trusted currency partner’ At Lumon, we help individuals and businesses move money across borders - smoothly, securely, and cost-effectively. With operations in 150+ countries and support for over 40 currencies, we combine competitive, bank-beating exchange rates with a personal, human touch. Whether it’s buying property abroad, managing international business costs, or sending money home, every customer gets access to a dedicated currency specialist - alongside our digital FX platform - for expert support tailored to their needs. We’re regulated by the FCA and the Central Bank of Ireland, handling billions in transfers each year for over 70,000 private clients and 2,500+ businesses. Backed by Pollen Street Capital, we’re in an exciting phase of growth - scaling across Europe and expanding our tech and services. What is the role? As a Financial Crime Analyst, you will help protect the business from money laundering, terrorist financing, and fraud. You will analyse customer activity, investigate alerts, and support key compliance processes to ensure the firm meets regulatory standards. What you’ll be doing day to day: Monitor transaction-monitoring systems and investigate alerts throughout the day, escalating outstanding items as needed. Conduct customer and transaction due diligence, including periodic reviews and event-driven checks. Perform PEP and sanctions screening for new and existing clients using specialist tools. Support private account onboarding by collecting and verifying documentation and ensuring compliance with KYC requirements. Review fund allocations and identify any unusual or suspicious activity. File internal Suspicious Activity Reports (SARs) when concerns arise. Maintain clear, accurate records of investigations and decision-making. Respond to customer queries related to KYC and account opening in a professional and timely manner. Assist with Management Information reporting and contribute to updates of departmental procedures. Collaborate with front-office and other internal stakeholders to manage risk and share emerging trends. What we are looking for: 1-2 years of working in the financial services preferable, but not mandatory Strong attention to detail, curiosity, and a proactive approach to problem-solving. A willingness to learn, work hard, and contribute to a growing team. A collaborative mindset and the drive to exceed expectations while supporting others. What can we offer you? Competitive base salary Investment in your ongoing learning and development Hybrid working and rooftop terrace at our Farringdon office 25 days of annual leave, with a chance to purchase up to 5 more Birthday off 2 additional days off for ‘Moments that Matter’ Monthly lunch and social events Medicash health scheme Cycle to work scheme Season ticket loan Employee Assistance Programme Salary Sacrifice Pension 4x Life Assurance Enhanced maternity and paternity leave Access to gym discounts as well as a wide range of other benefits and discounts through our online portal Lumon is proud to be an Equal Opportunity Employer. We are committed to equal employment opportunity regardless of race, colour, ancestry, religion, sex, sexual orientation, age, marital status, disability, or gender identity. If you consider yourself to have a disability or require any reasonable adjustment during the recruitment process or within the workplace, please highlight this at the earliest opportunity, we will provide appropriate support to you throughout the process.